While there are many benefits to owning your home, saving at tax time is doubly appreciated by many. Save money, build personal wealth, invest in your own retirement, building better communities, and many more advantages rate right up there, but … Continue reading
That lack of an adequate down payment is the primary obstacle to many new or first time home buyers. While most may have heard that assistance is available, many don’t know where to turn. The mortgage industry has become very … Continue reading
The Real Estate Activity Report was just released for the Yuba Sutter area. Grab your FREE copy now! Click on over to Over the Back Fence for yours. Questions about YOUR best action? Contact us today for your free, no … Continue reading
We all prefer to do business with someone we like. It helps take some of the stress out of the equation. And if you like someone, you usually trust them. So wouldn’t it be great if your friend was a … Continue reading
Do you know what those numbers mean? Do you understand how to go about changing them, to the positive? Do you know what a difference of only one point can cost? A recent survey by Opinion Research asked 22 credit … Continue reading
Not having a home to sell has actually been a plus for those looking to purchase a home recently. That meant the first time home buyer had the advantage. That may be changing with the new rules and fees going … Continue reading
Federal Housing Administration (FHA) mortgages are set to increase by .25% this April. This follows an increase last November from .50% on 30 year fixed rate loans to .85%. For 15 year fixed rate loans those figures were from .55% … Continue reading
Does that sound a bit confusing? Stated in that simple form, it is. The reality is that it is an indication that our economy is healing. The High is the number of homes in the process of foreclosure, while the … Continue reading
Negative Press aside, ARMs can be a great benefit to the economy. While they received their fair share of criticism and blame in the recent market collapse, they are not a negative thing in themselves. They are a tool. Like … Continue reading
Interest rates have inched up to over 5%. That’s higher than they have been since May 2010, nearly one year ago. For the week ending 11 Feb the average was 5.05% with the 0.8 average buy-down rate included. Loans not … Continue reading