Especially since the crash getting a loan has been tough for some.  For those who lost their homes during this period solutions have been helping.

But, what about those that never had credit?  Why are they penalized?  They have kept their daily living bills paid.  They are never late on their rent payments.  And, after all, isn’t this the biggest/brightest focus for home lending; the responsible payment of housing costs?

That might be changing!  Recent reports state that Experian and TransUnion are beginning to look at verifiable rent history in figuring a credit score.  Click here to read more.

To see if this helps you call your lender or your Realtor®.  Or call or email us. 530 315-2808 or click here.