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Author Archives: Michael McFarlane

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Banks are Checking that Loan Application…REALLY CHECKING

Posted on 23. July 2010 by Michael McFarlane
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We all know the days of the stated income stated assets (SISA) are gone.  If you want the bank to loan you part of the money to buy your new home, they actually want to know you can pay it … Continue reading →

Posted in Finance | Leave a reply

Saving Energy means Saving Money

Posted on 22. July 2010 by Michael McFarlane
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No real news there, right?  Just look at your utility bills for the proof.  In this area it’s A/C in the summer and heating in the winter.  Of course, if you are fortunate enough to have a pool, then you have … Continue reading →

Posted in Home Improvement, Real Estate Market, Selling Your Home | Leave a reply

Summer IS HERE, with a vengeance

Posted on 20. July 2010 by Michael McFarlane
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With the heat in the 100s the last few days, we thought maybe some tips on staying cool for less money might be nice.  Try this article: Keeping it Cool with Air-Conditioning Tips Don’t forget the lawn!  It is feeling … Continue reading →

Posted in Uncategorized | Leave a reply

I Want to Sell My Home…Now What?

Posted on 17. July 2010 by Michael McFarlane
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Whether you are selling your home because of life’s events forcing a change upon you NOW or you just want a change, you still want to get the most you can from your home.  Procedures and timing will change, but … Continue reading →

Posted in Selling Your Home | Leave a reply

The Home Improvement Rules have Changed!

Posted on 16. July 2010 by Michael McFarlane
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Nothing new there, right?  The method for getting the most for your money is a moving target, and home improvement is certainly no exception.  For many years upgrading your kitchen and bathrooms was the way to add the most value … Continue reading →

Posted in Home Improvement | 27 Replies

What does a Realtor® do for the Community?

Posted on 15. July 2010 by Michael McFarlane
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In the past you have heard me state that as an organization, Realtors® work for the benefit of the whole community, not just acting as a union to strengthen our own position.  In addition to the many charities and community … Continue reading →

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Price is no longer the Only Concern when Buying a Home

Posted on 10. July 2010 by Michael McFarlane
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One of the good things to come from the recent crash in the economy is that people are once again buying their new home with an eye towards the livability of the home.  It is not just a piggy bank, … Continue reading →

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30-year mortgage rates down to new low

Posted on 9. July 2010 by Michael McFarlane
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As sales have slowed a bit due to the discontinuation of the federal tax credit, banks have looked to other ways to boost new loan sales.  You guessed it…lower interest rates.  Not the Tom Foolery that caused the crash, just … Continue reading →

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Yuba-Sutter Grapevine Newsletter Just Released

Posted on 6. July 2010 by Michael McFarlane
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The July issue of the Real Estate newsletter of choice for the Yuba-Sutter area was just released this morning.  If you don’t already receive your own copy sign up today.  It’s easy, quick, and secure.  No hype, no sales pitch, … Continue reading →

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Short Sale Consumer Alert

Posted on 14. May 2010 by Michael McFarlane
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Short Sales are a great way to help a home owner sell a home that they can no longer afford and is worth less in the current market than what they owe the bank.  This is the situation many have … Continue reading →

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