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Home Loans for Foreign Nationals

Posted on 21. November 2014 by Michael McFarlane
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If a person is here legally (but not a citizen) and would like to buy a home cash has been the rule since the crash.  THAT HAS CHANGED!  We have partnered with a lender willing to make loans to legal … Continue reading →

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Don’t have 20% for a Down Payment?

Posted on 31. October 2014 by Michael McFarlane
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I think most know that there are options that allow one to purchase a home with much less than 20% down.  There are multiple!  The smallest down, or lowest interest, or any other one factor might not be the best … Continue reading →

Posted in Buying a Home, Finance | Leave a reply

14 Day Close on Home Loans

Posted on 21. December 2013 by Michael McFarlane
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Yes, it is true!  Because we care about you we have searched high and low to bring you the very best.  While it is true that we are not in the loan business, most people would not be able to … Continue reading →

Posted in Finance, Uncategorized | Leave a reply

Changes Coming in Lending and Taxes

Posted on 12. December 2013 by Michael McFarlane
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FHA loans have been a large part of the home buying scene for some time.  They have been the largest single factor in making it possible for many home buyers to purchase their home.  There are changes coming that will … Continue reading →

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Labor Market Improving is BAD news?

Posted on 7. December 2013 by Michael McFarlane
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Just released: On a national level the Unemployment Rate has dropped from 7.3% to 7.0%.  This is the lowest rate since November of 2008.  According to reports, this mirrors the overall economic health increase. How can this be bad news?  … Continue reading →

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Election Year: Help for the Ecconomy?

Posted on 24. February 2012 by Michael McFarlane
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It seems that the general consensus is yes.  And that would make sense.  In order to get elected one must at least appear to be in agreement with the populace.  Actually getting things done doesn’t hurt either. What about the … Continue reading →

Posted in Finance, Real Estate Market | Leave a reply

Are the Fed Programs Actually Working?

Posted on 16. February 2012 by Michael McFarlane
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Recent reports show economic disasters around the world.  The Euro is up, down, uncertain.  Greece is being offered an out that spells disaster either way it goes according to some.  Germany and others have threatened to exclude themselves from the … Continue reading →

Posted in Finance, Real Estate Market | Leave a reply

More Help for Military Members Facing Foreclosure

Posted on 5. February 2012 by Michael McFarlane
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The members of our military preform a valuable service to our nation (us).  Because of that they are treated a bit differently than the general population.  There are programs to help with crisis & stress, housing, etc.  Since their needs … Continue reading →

Posted in Finance, Real Estate Market | Leave a reply

More Refinance Help and/or Hope

Posted on 3. February 2012 by Michael McFarlane
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In our last post we highlighted some of the confusion in the refinance spotlight, and some hope.  A post today in the Los Angeles Times: Business ($read it here) announced another attempt by the federal government to get the housing industry woes … Continue reading →

Posted in Finance, Real Estate Market | Leave a reply

Loan Modifications: Whom to Believe

Posted on 1. February 2012 by Michael McFarlane
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Interest rates are at historic lows.  Many currently active loans were written at MUCH higher rates than are currently available.  Refinancing can save hundreds of dollars each month.  For many, it can even mean the difference between staying in their … Continue reading →

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