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Author Archives: Michael McFarlane

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Bailout for the Underwater Home Owner?

Posted on 8. September 2010 by Michael McFarlane
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In an effort to help the home owners who have continued to make their payments even though the home is currently worth less than what is owed, the federal government has launched its plan to allow FHA loan refinances for … Continue reading →

Posted in Finance, Real Estate Market | Leave a reply

Is the News Media Crying Wolf Again?

Posted on 7. September 2010 by Michael McFarlane
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We think they are!  Or at the very least exaggerating the negatives and minimizing or omitting the positives.  If you have followed the recent news trends it would seem that real estate has become the brunt of sensationalism again.  Are … Continue reading →

Posted in Finance, Real Estate Market | Leave a reply

Avoid Five Mistakes Home Buyers Make

Posted on 3. September 2010 by Michael McFarlane
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While glancing through my sources of real estate news this morning I came across an article mentioned by the California Association of Realtors®.  It was published by the Wall Street Journal.  While it is based on national trends, I see … Continue reading →

Posted in Buying a Home, Real Estate Market | Leave a reply

California Assembly Rejects Foreclosure/Modification Bill

Posted on 2. September 2010 by Michael McFarlane
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SB1275, a bill that would have required banks to hold off on foreclosure proceedings while they were negotiating loan modifications with a home owner was rejected this week by the Assembly.  This bill would have also required the banks to … Continue reading →

Posted in Finance, Real Estate Market | Leave a reply

Realtors® Fighting to Extend the Anti-deficiency Laws

Posted on 30. August 2010 by Michael McFarlane
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Last year California signed into law protection for homeowners who lost their homes through foreclosure.  Is essence, the law prohibited lenders from suing displaced homeowners for the loss suffered in market value if the loan was purchase money.  This law … Continue reading →

Posted in Finance, Real Estate Market | Leave a reply

Getting Your Home Ready for Fall

Posted on 28. August 2010 by Michael McFarlane
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It may not feel like it today, but summer is beginning to wind down.  Cooler weather is coming and it’s time to do some of the annual home maintenance, before it gets too cold or wet. Preparing your home for the fall … Continue reading →

Posted in Home Maintenance, Selling Your Home | Leave a reply

Why buy real estate?

Posted on 26. August 2010 by Michael McFarlane
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My faithful followers have read my comments about real estate as an investment.  Some newer readers might think this is just because I am in the business of assisting people with their real estate needs.  Even as the market corrected … Continue reading →

Posted in Finance, Real Estate Market | Leave a reply

Tips for a Quick Sale in Today’s Market

Posted on 24. August 2010 by Michael McFarlane
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Set your price carefully Price it too high and buyers may not even look at it, too low and you’re cheating yourself. A Realtor® may give you a free market analysis if you ask. This gives you an idea of … Continue reading →

Posted in Selling Your Home | Leave a reply

Are You Changing the Way You Save?

Posted on 17. August 2010 by Michael McFarlane
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According to recent surveys and studies, many Americans are.  For instance, the 401k seems to be loosing out as the most prominent.  As the economic downturn caused many company to reduce or discontinue matching funds in company 401k plans, employees … Continue reading →

Posted in Finance | Leave a reply

Reducing Home Buying Costs

Posted on 29. July 2010 by Michael McFarlane
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OK, you know that buying that For Sale by Owner house could be problematic.  You really want (dare we say need?) the security of having a Realtor® on your side to protect your interests.  Do you just start shopping for … Continue reading →

Posted in Buying a Home, Finance | Leave a reply

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